The Real Costs of Long-Term Care, Ep #274
You’ve likely heard the oft-cited statistic: 70% of people turning 65 will need long-term care. While this number is technically accurate, it wildly overstates the financial risk. The broad 70% figure counts any functional limitation—such as a daughter driving you to an appointment for a few months—as “care.” A more meaningful statistic comes from Health…
Why Health Savings Accounts Are A WIN For Most People, Ep #184
Have you heard of Health Savings Accounts (HSA’s)? They are a government-approved tax savings tool that enables you to save money specifically for health-related expenses in a way that enables you to avoid paying tax on that money. So whatever tax bracket you are in, an HSA is one of the smartest ways to ensure…