112 – Mentally Preparing for Retirement

Are you mentally ready to retire?  Being mentally prepared for retirement is just as important as being financial prepared.  Today Scott discuss for things to think about to help you become mentally prepared for the best season of your life.

111 – HOW MUCH IS MY ANNUITY COSTING ME?

Variable annuity fees fall into the following five categories. Mortality expenses (M&E)This is a fee charged by the insurance company to provide you with a death benefit (often just a guarantee to pay out to your beneficiaries at least what was put in). This variable annuity fee can range from .50 – 1.5% of the…