I often ask clients and prospects how much they spend on a monthly basis. About 30% of the time that people can tell me the number with accuracy. In fact, usually, when couples are in my office together one will look at the other insinuating the other is spending too much money. For others, it…

Where is the Best Place for My Retirement Savings?

1. Not contributing anything to your 401(k) If your company offers a 401(k) plan with a match, and you are not contributing to the plan than free money is left sitting on the table.  Let’s say, for example; you make $50,000, and the company matches up to 6% of your salary.  If you are not…

Once upon a time seeking out life planning, financial planning, and retirement planning was not necessary.  Our parents or grandparents worked one job until the age of sixty-five and then collected a pension and social security.  If we had a little extra money we bought financial products; stocks from a broker, whole-life insurance from an…

Today is an educational episode about the mutual fund company Dimensional Fund Advisors.  Most people have not heard of this company but did you know that it is the 8th largest mutual fund company and has been around for 35 years.  Tune in today and discover why you need to know more about this little-known…