Do you go to the grocery store every day?  Every week?  What is your shopping routine?  We all have a favorite, but we don’t always adhere to our favorite grocery shopping routine.  I like to go to the grocery store once per week and buy everything we need during that trip, and I prefer to…

What determines a stock price.  Let’s use an analogy to illustrate What determines a stock price. Have you noticed how car buying has changed? In the old days, you pulled up to a car dealership at a significant disadvantage, because you had no idea what the car was worth. There was a sticker price on…

Today we take a look inside the numbers of the 1st quarter global stock markets and see which asset classes performed the best and the worst according to the Indexes.  If you are wondering how to stay disciplined in a stressful market, this is your lucky day.  Scott shares an example to help you stay…

I remember when I had my financial moment. I earned raise at work like I had many times before. However, each time I was given a raise in the past my standard of living changed but not my financial situation. You see, my wife and I had accumulated $68,000 of debt. The debt consisted of…

How much retirement income is enough is the most important question facing anyone trying to plan for retirement.  Many people want to know if they can maintain the same lifestyle as when they were working.  If you go back to and listen to episode number 23 (7 most common retirement dreams), you will find that…