035 – Top Ten 401(k) Pitfalls You Should Avoid

1. Not contributing anything to your 401(k) If your company offers a 401(k) plan with a match, and you are not contributing to the plan than free money is left sitting on the table.  Let’s say, for example; you make $50,000, and the company matches up to 6% of your salary.  If you are not…

034 – What is the new fiduciary rule everyone is talking about?

Once upon a time seeking out life planning, financial planning, and retirement planning was not necessary.  Our parents or grandparents worked one job until the age of sixty-five and then collected a pension and social security.  If we had a little extra money we bought financial products; stocks from a broker, whole-life insurance from an…

032 – 8 Steps to Creating a Lifestyle Financial Plan

Do you go to the grocery store every day?  Every week?  What is your shopping routine?  We all have a favorite, but we don’t always adhere to our favorite grocery shopping routine.  I like to go to the grocery store once per week and buy everything we need during that trip, and I prefer to…