To help you finish out 2015 with a flourish, here’s a list of top 10 year-end financial to dos.   1. Max out retirement contributionsMake sure you’re on target for retirement—and save on taxes, too—by contributing the maximum to your tax-advantaged retirement accounts, whether you have an IRA, a 401(k) or both. For 2015, you…

Are you a millionaire next door?  Do you want to be the next millionaire next door?  Follow these 7 traits from the book “The Millionaire Next Door” to find out how. They live well below their means.In their research, Stanley and Danko found most millionaires weren’t heavy spenders. The majority spent less than $200 on…

You Should Care About Value Stocks….Even if you Don’t Like Talking About the Stock Market Before even talking about Value vs. Growth we need to take a step back and define what an efficient market looks like.  As a family steward I believe that the markets are efficient. Prices reflect all available information about a…

Can money buy happiness? According to the old adage: No. But a Harvard Business School professor says yes. But how much happiness you can buy depends on how you spend your money. “We’re really underspending on the things that make us most happy,” says Michael Norton, a Harvard Business School professor, who has researched the…

Advisors who know the ins-and-outs of Social Security help their clients navigate the rules and get the most out of their benefits. While the notion of filing at age 62, sitting back and collecting that cold, hard cash is the approach that might appeal to most, it isn’t always advisable. It turns out that clients…